It’s the final few days of 2008 and we’ve all hopefully enjoyed our Christmas and are now looking forward to the new year perhaps with a little less joy than we did in 2007. Things are a little less certain financially for many people, however there are still opportunities out there if we’re willing to keep looking out for them. For me 2008 has been a really great year. It’s not that I earn lots and lots of money in 2008, or that I bought a new house, I just think this year brougt with it a myriad of opportunities…